As an engineer, you carry out challenging and complex tasks ranging from operating heavy machinery, overseeing construction, preparing intricate designs to data management and software engineering. The nature of risks you are exposed to are just as complex as the responsibilities you handle and can include project delays, injury sustained by an employee, damage to your client's property, or fire in your business premises. Any of these eventualities can attract lawsuits from your clients, causing a huge dent in your financial health.