We are a Personal Bankruptcy Law Firm. Our attorneys offer more than 20 years of combined experience. They are lifelong residents of Oakland County who have earned a strong reputation for their high standards and ability to protect the rights and best interests of the people they serve. The skilled and knowledgeable lawyers at the Kallabat & Associates help clients with all matters relating to personal bankruptcy, including putting a stop to: Creditor Harassment, Repossession, Foreclosure, Eliminate 2nd Mortgage, Tax liens, Utility shutoffs, Stop Collections, Garnishment