Everyone knows that planning for the future is important,but figuring out how to make the most of your money can be confusing if youdon't know where to start. That's where Enhanced Benefits Solutions,based in St. Peters, MO, comes in. This locally owned and operated financialstrategies consulting company specializes in providing long term and short-termfinancial planning advice to help you get the most out of your paycheck. The financial experts at Enhanced Benefits Solutions makeunderstanding financial concepts and money management techniques easy. First,they'll meet with you one-on-one to explore your current financial landscape.They'll look at how you spend your money and find innovative ways for you toredirect your cash flow into tax-sheltered accounts. Enhanced Benefits Solution uses their innovative ?oCircle ofWealth? money management system to help clients establish a clear financialplan. It all revolves around the 3 pillars of the ?oCircle of Wealth?: AccumulatedMoney: Your accumulated money is money that you've already set aside ininvestments and savings accounts. Many people leave their hard earned moneysitting in low-yield savings accounts because they don't know what else to do.Your advisor will help you identify your accumulated money total and come upwith an investment plan. LifestyleMoney: Your lifestyle money is essentially your budget. It's the amount ofmoney you need to sustain your standard of living and pay for things like yourmortgage, vehicles, and credit card bills. By figuring out how much you need tolive comfortably you can set realistic savings and investment goals. TransferredMoney: Transferred Money is probably the most single most important key tosmart retirement planning. This category includes any money that's beingunnecessarily spent on taxes, interest, and non-deductible debt repayments. Byeliminating as much of this category as possible you'll suddenly find you havemore money to save and invest for the future. To learn more about how financial and retirement planningservices can make your money work for you call Enhanced Benefits Solutions today at (636) 928-8586.