The Qvigstad Reverse Mortgage Teams specialty lies in educating seniors and pre-seniors on the advantages of using a HECM (Home Equity Conversion Mortgage), the most common type of reverse mortgage, is a way to turn a portion of the equity in your home into tax-free* cash without having to make mortgage payments. As long as all loan terms are met. It also has the potential to enhance your quality of life and depending on your situation, may help to extend a retirement plan. Joan Qvigstad - Qvigstads Reverse Mortgage Team can show you how a reverse mortgage loan has the potential to help you gain financial independence from increasing living expenses. I am dedicated to making sure that my team responds quickly and compassionately to all parties involved. You and your loved ones are in great hands with us. *This advertisement does not constitute tax advice. Please consult a tax advisor regarding your specific situation.