We are a DIRECT LENDER Banker that can offer many other options that others may not. We realize that while the Internet makes applying for Home Mortgage Loans online easy and efficient, it's nice to be able to pick up the phone and feel that personal touch. (805) 374-6000 Steven M. Marche, President at your service. Great American Funding Corporation is a Direct Mortgage Lending Source which allows us to offer hundreds of Mortgage Loan programs from which to choose. A Mortgage Banker can obtain lower rates and SAVE you money. We get paid by the Big Banks, to do their job better, faster, quicker, less expensive and with lower rates!