At The Luczkowski Agency, we strive to build a personal relationship with every client, establish a foundation of trust, and instill a sense of family. We will be a source for all of your insurance needs. Our primary obligation is to protect you and your family or business by seeing to it that you understand the "difference between simply having insurance and being properly insured". Our job is to help you better understand the decisions you make today and how they will affect you when "something bad happens". We commit to providing you with the best professional service. ~ Barb Luczkowski-Duggan, Agency Owner Licensed in Ohio, Florida and Kentucky