Encompass Recovery Group offers a solid 100% Money Back Guarantee on our Debt Consolidation Program. We guarantee a successful set up with the creditors listed on the program and our best service to settle your debts.   Our Debt Relief Team will handle all settlements as promised, however, the completion of the program is also based on the client's compliance with all agreements and ability to follow through with the program guidelines. Once all of the debts are settled, final and the client has graduated from the program, if any, or all of the remaining balance in the client's account will get returned. If for any reason the client cancels the program, if any, or all of the remaining balance in their account will be returned.